I · For operators

I'm opening a dispensary.

You get the license. PCA gets you the store: the lease, the buildout capital, the compliance and financial infrastructure, for 10% of gross revenue. You open lean, stay independent, and keep your equity.

Whether the Platform is a fit.

Most of this you can answer before the first call. If these describe you, it is worth a conversation.

PCA is not a law firm or a CPA firm, and does not replace either. Where you bring in counsel or a tax accountant, we work alongside them.

What PCA delivers, what stays yours.

The Platform is built to keep you in control. You own your license, keep your brand, and run your store. PCA carries the real estate, capital, and advisory around you so you can focus on operating.

01

Real Estate

We secure a home for your business by absorbing the fixed costs of real estate.
PCA delivers
  • Site sourcing & evaluation
  • We hold the head lease, and pay the rent + property taxes
  • We sublease the finished, license-ready store to you
  • We manage the landlord relationship
Yours

You choose the location and run your store inside it. You never carry the head lease or the property-tax burden.

02

Interest-Free Financing

We make sure you have the capital to open your doors and grow.
PCA delivers
  • A construction loan, and a working capital & loss reserve loan
  • All interest-free, drawn as you need it
  • Managed build-out through PCA's contractor
  • Transparent loan statements + draw tracking
Yours

You make your finish & layout selections from the PCA Spec Book. Your capital stays on your balance sheet and your P&L stays yours. Financing is a loan you repay interest-free.

03

Regulatory & Business

We support you with regulatory advisory, licensing & compliance.
PCA delivers
  • Licensing & application support (exhibits, forms, submissions)
  • Compliance advisory + SOP templates
  • Inspection prep, renewals & guidance through commencement
Yours

You hold your license. PCA never holds or collateralizes it; you keep it, always. You sign your attestations and make the final compliance calls as the licensee of record.

04

Financial & Business Strategy

We pair you with CFO-style management & accounting.
PCA delivers
  • CFO-style oversight + regular performance reporting
  • Bookkeeping, accounts payable, sales + cannabis tax filings
  • 280E cost segregation, payroll & HR setup, standing check-ins
Yours

Your numbers and your decisions stay yours. You're the employer of record: you hire, manage, and approve payroll + spending. We keep the books; you steer.

10%of gross revenue

A single fee covers all four service categories. No separate line items, no upfront cost. The fee scales with revenue, so a slow start costs you less rather than more.

Gross revenue is defined in the advisory agreement. We walk through the calculation on the first call.

Five steps, in order.

01

You hold the license, or you're on the path to it.

Provisional or final, it's yours. PCA never holds it, never collateralizes it, never puts it at risk.

02

PCA secures the site.

Head lease signed, regulatory filings made, location protected. You never sign the head lease. You never carry property taxes.

03

Final license, then the build.

Once the file is clean, buildout starts, financed interest-free and delivered by PCA's contractor: one accountable team, on budget. You make your finish and layout selections from the PCA Spec Book.

04

Platform advisory is live before you open.

Compliance and licensing, CFO-style financial management, and group rates on vendors, insurance, POS, security, and banking.

05

You operate. The fee is 10% of gross revenue.

One fee, all four categories, no separate line items. Working capital and loss reserve extended interest-free as needed.

Why operators choose the Platform.

01

Maintain equity

no fixed up-front costs; your capital stays yours.

02

Downside protection

the fee scales with revenue, so a slow start costs you less rather than more, and the loss reserve is there to draw on if the ramp runs long.

03

Aligned incentives

PCA carries the lease, the property taxes, and interest-free loans secured on collateral that never includes your license. The fee scales with revenue.

PCA carries the lease, the property taxes, and interest-free loans on collateral that never includes your license. That's real risk on PCA's side, which is what makes the alignment real.

What the platform actually carries.

10%
Of gross revenue · one fee, all four service categories
0%
Interest on either loan, construction or working capital
100%
Of the equity stays with the operator
XII
Independently owned storefronts in New York

PCA vs. going it alone.

You can open a dispensary without PCA. Plenty do. The question isn't whether it's possible, it's what it costs you in capital, time, and risk, and what you give up in leverage.

Going it aloneOn the Platform
Head leaseYou sign it and stand behind it with a guarantee the landlord will accept. Rent and property taxes are yours from day one.PCA signs and carries it, pays the deposit and property taxes, and provides the landlord with a suitable guarantee.
Buildout capitalOut of your pocket or a hard-money loan with interest, secured against your license or even personal assets.Financed by PCA, interest-free. Your capital stays on your balance sheet. Your license isn’t collateral and there’s no personal guarantee.
Working capitalYou raise it, at a cost.Extended by PCA interest-free as needed, covering the opening inventory order and the first payrolls.
DownsideFixed costs don't care if it's a slow month.Fee is 10% of gross revenue, so it falls when revenue does, and the interest-free working capital above is there if you start slower than anticipated.
ComplianceYou retain and coordinate a compliance firm separately, paid on top of rent.Licensing & compliance advisory, included in the 10% gross revenue fee.
Financial managementYou hire a bookkeeper; CFO-level help is expensive or absent.Bookkeeping, CFO-style advisory + regular reporting, included.
Vendor / insurance / POS pricingSolo rates.Group rates at platform scale you can't reach alone.
CoordinationYou quarterback a compliance firm, a bookkeeper, and a contractor yourself, plus whatever legal and tax help you bring in.One accountable platform. Legal and tax stay with whoever you retain; we work alongside them.
Your licenseYours, assuming your lenders took no lien on it and no control rights.Yours. PCA never holds or collateralizes it.
Your equityYours, but tied up in fixed costs. If you offered preferred equity, investors are paid back first.Yours, and freed. Capital isn't sunk into lease + buildout.
Your brandYours, unless the capital came with an investor's brand attached.Yours.

Read the full post in the Journal →

Nice Yield storefront, Long Island City

“Working with PCA has been a positive experience for Nice Yield. They’ve been responsive, dependable, and have worked with us through the realities of building and growing a cannabis business in New York. We appreciate having a partner that understands the industry and our business.”

Steve UrbanoOwner, Nice Yield

A conversation, then a site and a term sheet. You stay independent the entire way.

Start the conversation → Read the FAQs
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I · For operators

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This helps PCA understand your business before the first call, no CRM, no drip campaign, a real reply from PCA.

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The Platform

Coming soon

The Platform is in development. It will be the single sign-in for the PCA team, for clients and their staff, and for shareholders.

If you need access to something in the meantime, write to hi@platformcanna.com and we will point you to the right place.